1. Partner Disclaimer

Acumen Legacy Life works as a trusted partner with insurance carriers to provide you with a wide range of options and resources. However, we cannot be held liable for any actions, omissions, or policies implemented by these carriers. Our responsibility is limited solely to our services and offerings; we disclaim liability for the actions or inactions of any third-party entities.

2. Terms

By using this website or service, you agree to abide by these terms and conditions, all applicable laws, and regulations. If you disagree with any terms, you are prohibited from accessing the site or services.

3. Use License

You may download one copy of materials from the website for personal, non-commercial use only. You may not:

Modify or distribute the materials.Use them for unauthorized commercial purposes.Attempt to decompile or reverse engineer any software.Remove copyright or proprietary notices.Share or replicate materials on other servers.

Violation of these restrictions will result in termination of the license.

4. Disclaimer

All materials and services are provided "as is." Acumen Legacy Life disclaims any implied warranties, including merchantability or fitness for a particular purpose. We do not guarantee accuracy or reliability of materials or linked content.

5. Limitations

Acumen Legacy Life is not liable for damages, including loss of data, profits, or business interruptions. Some limitations may not apply based on jurisdictional laws.

6. Accuracy

Website content may contain errors. We do not guarantee the accuracy or timeliness of materials but reserve the right to update them at any time.

7. Links

We are not responsible for content on external websites linked from this site. Use of linked sites is at your own risk.

8. Modifications

Terms may be updated without notice. Continued use of our services constitutes agreement to revised terms.

9. Governing Law

These terms are governed by the laws of Colorado, and disputes will be resolved exclusively within this jurisdiction.

10. Acceptance of Policy

By accessing our website or services, you agree to these terms. If you do not accept them, you are not authorized to use our platform.

11. Payment Conditions

Subscription fees are billed in advance, are non-refundable, and subject to payment terms specified in agreements. Late payments may result in service suspension or termination, and additional fees may apply.

12. Partner Responsibilities

Acumen Legacy Life serves as an intermediary to provide access to insurance carrier products but is not responsible for carrier actions or inactions. While we ensure professionalism and transparency, liability for carrier performance rests solely with the respective carrier.

This document is designed to clarify the scope of our services, responsibilities, and partnership limitations, ensuring transparency and trust.